ESPELETA, Rina Marie. Utilization of Standard Electronic Payment System among Private Higher Education Institutions in the Province of Albay. JPAIR Multidisciplinary Research, Philippines, v. 50, n. 1, p. 140–158, 2022. DOI: 10.7719/jpair.v50i1.571. Disponível em: https://philair.ph/index.php/jpair/article/view/571. Acesso em: 15 jan. 2025.